Emerging business products tailored for big business goals

Take your business to greater heights with our range of tailor-made SME products and services.

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Our Value Proposition

Micro, Small and Medium Enterprises (MSMEs) are an important segment in the Nigerian economy, unfortunately, this segment is mostly financially excluded.

Globus bank is poised to meet the varied financial and non-financial needs of this segment through alternative channels by capitalizing on digital infrastructures to extend outreach and offering a comprehensive suite of product and services as an integrated "one-stop" solution to MSMEs.

Business Focus

Accounts & Services

Globus MSME Account

Globus Education

A Globus Educational Account is designed to provide financial solutions and/or advisory to customers from dedicated relationship personnel. The account provides add-on benefits with a fixed monthly fee that suits the schools cash flow cycle.

Domiciliary Account

Our Domiciliary account allows you save in currencies other than the Naira. It allows individuals and businesses to receive and make payments in foreign currency.


At Globus we provide a platform for partnership opportunities to drive the growth of MSMEs.

We facilitate easier access to productivity tools, capacity building and MSME education that will enable SMEs operate efficiently and productively within the Nigerian Business ecosystem.


Loans & Advances

Trade Finance Lines

This product is targeted at customers who source their goods locally or import raw materials/finished goods. Under trade finance we have:

    Bills for collection
  • Import (inward) Bills for Collection is also a mode of payment used for the importation of visible goods to Nigeria through the handling of documents by banks in line with instructions received from the exporter.
    Letter of Credit
  • A letter of credit is a conditional undertaking given by a bank to another bank at your request, and in favour of a beneficiary stating that a contract has been established between both parties and payment should only be made upon confirmation that the terms and conditions of the Credit have been complied with.

SME Loans

MSME Loans are tenured facilities for MSMEs in the Education, Health, Agriculture and Tertiary sectors, targeted at supporting businesses in these sectors to perform better in their daily operations.

An MSME loan can be an overdraft, a term loan or cash-backed facility and could be short term or long term spanning not more than 24 months.

    The general requirement for our MSME loan includes;
  • Applicant must operate Globus Bank Emerging Business account.
  • Account must have at least 3 months relationship in the bank.
  • Applicant must be registered as a sole proprietorship, partnership or limited liability company.
  • Applicant's business must have been in operation for at least 1 year.
  • Minimum loan amount of N1m and Maximum loan limit of NGN 20m.
  • Max. Tenor of 12 months (Working Capital), 36 months for Asset Finance.
  • Clean CRMB report and 2 independent credit bureau reports
  • DSR limit should not exceed 30% of expendable Income.


At Globus Bank our overdraft facility provides you with the required funds to support your working capital requirements

Overdrafts can be revolving, which means you can use it over and over when you need it. It can be renewed after 12 months, upon satisfactory performance.

Merchant Services

Payment & Collections

Point of Sale Terminals (POS)

Our POS terminals offer online and real-time collection management services as merchants are guaranteed safe and secure payment processing.

    Features & Benefits
  • Collections management
  • Receive instant value for payments made
  • Reduced cash handling charges
  • Improved account reconciliation
  • Eliminates the hassles of clearing & confirming cheques

We empower emerging businesses to grow

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